Employee benefits with guaranteed savings and rate stability.


Group Benefits for Small BusinessWe can offer businesses with 3 to 49 employees an affordable benefits plan and freedom from paperwork and plan administration.

Our experienced benefits team analyzed the arrangements available for businesses with fewer than 50 employees. With careful research and planning we found that by bringing similar sized groups together—known as a pooled arrangement, we could deliver long-term savings and better rate stability.

DFG partnered with Pacific Blue Cross (PBC) with entrepreneurs in mind.

DFG offers the price stability you want, access to the benefits your employees need, and freedom from the burden of plan administration. DFG handles all the paperwork so you can focus on your business and leave your benefits plan administration to us.

Plan Features – Flexible. Savings. Local.


  • LOWER ADMINISTRATION COSTS – renewing many groups at one time instead of individually is less costly for the insurance carrier and those savings are passed on to members of the pool,
  • LOWER EXPENSE FACTORS – PBC is a not for profit – more than 80 cents of every premium dollar paid goes to paying claims versus company overhead,
  • SUPPORTING LOCAL – PBC is based in BC and committed to giving back to BC business, and;
  • EXPERT ADMINISTRATION – you are supported for enrolments, terminations, and invoicing through a dedicated team at DFG.

DFG custom client solutions save money and time, streamline benefits administration, and maximize employee retention.

Save. Simplify. Retain.
Strong negotiators and proven problem solvers.

Save. Simplify. Retain.
Non-traditional solutions to the challenges facing benefit plan sponsors.

Save. Simplify. Retain.
Strong customer relationships that reach beyond the corner office.

Pacific Blue Cross (PBC) is local and not for profit. Your dollar will go further and this means savings for small business! Employees gain access to the benefits they want and need.