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Group Benefits and Retirement Consulting Service that Delivers Meaningful Results.

We are a team of hardworking, trustworthy, and innovative professionals. For the past 40 years, we have delivered group benefit solutions that save money and time, simplify group plan administration, and maximize employee retention. As leaders in group retirement advising in Canada, our experts ensure the retirement success of every plan member, while setting new standards in customer service


DFG’s Third Party Administration (TPA) services streamline benefits administration and provide a single point of contact. We are plan administration experts and our adherence to industry best practices has earned us a membership in the TPAAC – Third Party Administrators’ Association of Canada. Partnering with us means you can focus on your business and leave your benefit administration to an experienced and highly accountable team.

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By listening carefully to a customer’s needs and objectives, and then applying our expertise and attention to the smallest detail, we build a lasting relationship that delivers meaningful results.

Save. Simplify. Retain.
Strong negotiators and proven problem solvers.

Save. Simplify. Retain.
Non-traditional solutions to the challenges facing benefit plan sponsors.

Save. Simplify. Retain.
Strong customer relationships that reach beyond the corner office.


  • Plan Design Consulting, including Underwriting Arrangements
  • Detailed Financial Analysis
  • Financial and Administrative Negotiations with Providers
  • Benefit Plan Benchmarking
  • Market Analysis
  • Legislative and Benefit Trend Updates
  • Communication and Employee Education Sessions


  • Maintenance of Employee Eligibility Data and Beneficiary Designation Records
  • Record Keeping for Disability Claims
  • Customize and Reconcile Billing Statements
  • Assist with the Submission of Life, Long Term Disability and Waiver of Premium Claims
  • Remit Premiums to Carriers


  • Plan Design Consulting
  • Record-keeper Monitoring
  • CAP Guidelines Management
  • Annual Plan Review and Reporting
  • Ongoing Investment Fund Performance Reviews
  • Employee Retirement Education and Communications
  • Employee One-on-One Advising
  • Administrative Support

Customer Service Philosophy

The DFG customer service philosophy is, quite simply, to do whatever it takes to exceed customer service expectations.