Author Archives: DFG

Wondering if Financial Advisors make a difference to the growth of assets?

a highway showing the road ahead

A new study confirms financial advisors deliver results for investors. Two researchers from the Center for Interuniversity Research and Analysis of Organizations (CIRANO), working with survey data gathered by Ipsos-Reid in 2013, set out to measure the impact of financial advisors on asset growth. The study titled, The Gamma Factor and the Value of Financial Advice […]

Taxing employer-paid health and dental benefit plans?

a runner

UPDATE: Trudeau says that his government will not impose a tax on health and dental benefits. Global News reported that, during yesterday’s question period in the House of Commons, Prime Minister Justin Trudeau finally answered the question he’s been avoiding for weeks. When asked by Official Opposition Leader Rona Ambrose about whether his government would ask Canadians […]

Changes to Employment Insurance (EI) Waiting Period Begin January 1, 2017

Alarm Clock and Calendar

UPDATE: Changes to Employment Insurance (EI) Waiting Period Begin January 1, 2017 The 2016 Federal Budget introduced significant changes to Employment Insurance eligibility and benefits in response to fluctuating unemployment rates. Most notably, the waiting period for EI benefits, including sickness benefits, has changed from 2-weeks (14 days) to 1-week (7 days). The benefit payment […]

3 reasons why 2017 won’t be typical for life insurance.

standing at a cross-roads

New taxation rules slow down life insurance product introductions in 2017. As the end of the year arrives and, with it, the new taxation rules for life insurance, we are starting to receive information on the new life insurance products. The reasons for the carriers’ slow introduction of new products: #1. New life insurance tax […]